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Tim Williams

Senior Loan Officer

361624
(877) 816-7846 ext. 149
(714) 845-0067
(949) 230-4104
Email Me
8900 Warner Avenue
Fountain Valley, California 92708

With over 20 years of residential lending experience and $65,000,000 in funded transactions, I pride myself in my ability to provide solutions that match loan programs to the objectives of my client while providing superior customer service and communication skills throughout the process.
 
I always tell my clients the best loans are the ones with no surprises and the phrase "Under Promise and Over Deliver" is the hallmark of my business philosophy.
 
When a client places their trust in me, in what may be the largest financial transaction of their lives, it is a responsibility that I take very seriously that ultimately focuses my determination and resolve to deliver as promised.
 
Whether it be a purchase transaction or a refinance I have the experience, knowledge and expertise necessary to guide you through the process quickly and painlessly ensuring a positive and satisfying mortgage experience.
 
My goal is simple...I want to be your loan officer for life!
 
Please Email Me For A Quote
tim@optimumfirst.com 
 
 

 

 
 
Recent Testamonials From Satisfied Clients:
 

Tim Williams of Optimum First Mortgage worked as my loan officer for a successful new home purchase loan. Tim knows the loan business inside and out and sets a new bar for clear and effective communication. Tim's exceptional attention to detail ensured timely delivery of all required documents and funds. I was referred to Tim by a family member and heartily recommend him in kind as a loan officer to anyone seeking a painless real estate transaction.  Omid Karkouti

 

From the initial phone call to the last he placed today to tell us the loan was funded was nothing short of excellence. Tim was professional and personable and was also clear in what he was explaining. He kept us updated and there was never a time we wondered where we were in the process. This was easy due to Tim's experience and ability to work so well with us. We will definitely recommend Tim and Optimum First to anyone we know that is looking for funding. Thank you.  Bart Barthelme

 

Tim was so easy to work with, we felt comfortable and trusted him right from the start. He communicated with us frequently, this was by far our best expiernce ever witha loan officer. We highly recommend him to family and friends. Julia Gil

 

This was not our first loan or refinance, but it was by far our best experience!  Tim Williams was so informative, thorough, efficient and responsive, as was his staff.  He kept us fully informed of the process and it felt like a "breeze," unlike other experiences we've had with the loan process.  He's also a really nice guy and fun to deal with. I'm sure we weren't his only customers given the great rates, but he made us feel like we were; he was always so easy to reach and always got right back to us. We'll always use Tim and Optimum First now that we've found them and experienced such great customer service! Laila Santana

Thanks to Tim Williams, I had a great refinance experience.  He did my original refinance about 1 year ago.  Since, he was in continuous contact informing me on current/better rates.  Now, I have lowered my rate by ~1% on a 15 year from 20 year with minimal impact to my payment.  In the length of the loan, I will save significant $$!  I appreciate the help and level of professionalism. Skip Harvey

This was the best experience with a mortgage finance we've had, by far. Tim Williams is professional, thorough, kept us informed at every step, answered every question and concern and generally did an outstanding job helping us with our refinance. Joan Eggerton

This is our second refinance handled by Tim, and he has done an excellent job both times. We have a home equity loan that has to be subordinated to the first TD and this last time we had to get the papers signed off within a time limit because we were going to Hawaii on vacation. On both loans Tim exceeded all expectations. He is proactive and completely professional in all ways. I would recommend him to my closest friends and will definitely use him if we refinance again. Tim made the refinance procedure completely painless. Joseph Kagel

TIM WILLIAMS IS WITHOUT A DOUBT THE BEST IN THE BUSINESS.  HIS HONESTY AND INTEGRITY FOR EXCEED ANY EXPECTATIONS. HE IS ALWAYS IN CONTACT WITH UPDATES AND INFORMATION.  HE IS ALWAYS LOOKING OUT FOR YOUR BEST INTEREST AND DEALS TO HELP YOU THROUGH THE PROCESS AND GET YOU THE VERY BEST INTEREST RATE AVAILABLE.  I WOULD RECOMMEND TIM TO ANYONE AND EVERYONE IN NEED OF HIS SERVICES.  THANK YOU TIM FOR ALL OF YOUR HELP AND PROFESSIONALISM.  HE WILL BE OUR LOAN GUY FOR LIFE. Roland

Tim Williams is the best loan officer that I have ever worked with. He is honest, responsive and keeps me on top of developments with my loans. This is the second time I have used Tim and I have reverred a friend who is also very satisfied. Steve Hyman

 

Tim has been the most knowledgeable, professional, and caring loan officer I've ever had. I have both my home and a rental property, and have been done many refinances in my lifetime, but I've never had such a amazing deal on the loan interest rate, the loan cost, and such a superb service. THANKS a million Tim Williams, and I am now a forever customer of OptimumFirst Mortage inc. I'll be referring ALL of my friends to Tim Williams to take advantage on the current refinancing deal through Optimum First. Enrique Vargas

 

We can't thank Mr. Tim Williams and Optimum First Mortgage enough.   Mr. Williams was friendly, professional, understanding, patient, helpful and the most important honest.   Our experience refinancing my elderly parents home was a breeze and so easy.   Being a very caring individual Mr. Williams took care of my parents like they were his own, keeping me and them updated every step of the way.  Mr. Williams was always a phone call away or an email away from answering any questions or concerns we had.  I give Mr. Williams and Optimum First Mortgage the best rating in Customer Service, Customer Care and Customer Satisfaction.  Thank you for making our refinance a pleasant one.  We will most definately refer all our friends and family to you Mr. Williams and we thank you once again for putting the word Trust back into our vocabulary. Nick Kirichenko

 

My refinancing experience wth Tim Williams was excellent. Out of several refinancing brokers and direct lenders contacted me Tim had this voice of confidence. After our initial conversation I decided to work with Tim. It turned out to be a good decision.  Throughout the process Tim was very professional, responsive, and informatve. As his voice indicated, he was on top of to-do's.  As a result, the refinancing process went very smoothly and the loan was approved and closed within 30 days. Heakyung Kim