Step 1

We get you pre-approved

After discussing your loan needs, we verify your income, credit, assets, and liabilities to get you pre-approved. This empowers you to look for properties within your range, better negotiate with the seller, and close your loan quicker.

Step 2

You make offers on homes

Once you’ve locked down your preapproval, you can instantly start making offers on homes. Together with your real estate agent, we’ll be by your side every step of the way to make sure you get all the support you need.

Step 3

Your offer is accepted

The seller accepts your offer and you’re ready to move forward with the earnest money check and sign the sales contract. Once this step is complete, you can start scheduling the home inspection and appraisal visits.

Step 4

Underwriting begins

After all your documents are submitted, we will work on underwriting your loan. This means verifying your financial information and having an appraiser inspect and evaluate the property you want to purchase.

Step 5

Your loan is approved

After all your documents are submitted, we will work on underwriting your loan. This means verifying your financial information and having an appraiser inspect and evaluate the property you want to purchase.

Step 6

You move into your new home

Now that you’ve signed the documents and your loan is funded, you’ll receive the keys to the property and get ready to move.

It’s time to settle into your new house and call it home!

Step 7

We keep an eye on your rate

You found your dream house, but our work for you isn’t done. After closing, we keep a check on your interest rate for lower rate availability and value monitoring, sending you updates on a regular basis.