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Kenneth To

Loan Officer

(714) 462-8562
(888) 394-1113
Email Me
8900 Warner Avenue
Fountain Valley, California 92708

I am fortunate to have found a position with Optimum First Mortgage that allows me to provide exceptional services to all my clients. Becoming a homeowner is a very exciting process, however, when qualifying for a home loan, unforeseen events can make buyers feel uneasy. That is why it is imperative to work with a loan officer that knows and understands all aspects of the mortgage industry and that also has the problem solving skills necessary to take care of any issues that might come up during the process. With every new client, I am determined to build lifelong relationships that continue beyond the closing table.  My areas of expertise include Conventional, HARP, FHA/VA, JUMBO, Reverse Mortgage and No Closing Cost loan options.

At Optimum First Mortgage, we do more than offer the lowest interest rates…we GUARANTEE them!  We will beat any bank, lender, or broker.  To make a great offering even better, we specialize in refinancing with zero closing costs.  I look forward to serving you!


 Please Email Me For A Quote