Close On-Time Guarantee

Get $1,000 if your loan isn't closed on time

Never worry again about missing the closing date on your loan and choose peace of mind with our Close On Time Guarantee.

Apply for the guarantee

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*Program Rules and Details: To be applicable for the guarantee you must agree to the terms and conditions on this page. If terms were accepted prior to escrow opening date and Optimum First Mortgage is at fault for missing your closing date, Optimum First will pay up to $1,000 to cover permissible closing costs, additional expenses and/or per diem penalties caused by the delay. The total amount paid by Optimum First Mortgage under this Guarantee will be up to $1,000 .