Back to corporate site
Alex picture

Alex Shik

Senior Loan Officer

(877) 816-7846 ext. 212
(949) 748-5167
(714) 470-6091
Email Me
8900 Warner Avenue
Fountain Valley, California 92708

We are a direct lender with over 20 years of experience with FHA, VA, Conventional programs. We dominate the broker and direct lender business with volume incentives from our lenders and give it back to our clients. 

We are the pioneers of the Lifetime Rate Protection Guarantee, which means if rates ever drop after we close your loan we will roll you down to a lower rate for no cost. Our clients receive a FREE reduction in interest rate or term with absolutely ZERO FEES - Nothing added to the loan amount with our Life Time Rate Protection.  

We pride ourselves on the lowest mortgage rates Guaranteed and best customer service.. We have a 5 Star rating with Zillow, Bankrate, Trulia plus we are A rated with the Better Business Bureau with the most positive feedbacks than any broker which means we will execute what we quote and promise.

This will be the fastest refinance you have ever done.

We look forward of working with you.

Please Email Me For A Quote





12/02/2014 - user898469
Closed purchase loan. Mar Vista, Los Angeles, CA

Alex Sarkeshik was a pleasure to deal with and made himself available at all times during the process, even in off hours in an effort to see the loan through. I would work with Optimum First again and Alex no matter where he worked.


10/28/2014 - zuser20140617140721739
Closed refinance loan.

I worked with Alex Sarkeshik for refinancing loan. He was very responsive and knowledgeable so everything worked out smoothly. I highly recommend this service.


08/14/2014 - eventhorizon1299
Closed purchase loan. Fox Run, Bakersfield, CA

Wow wow Alex Shik was amazing! !!! We had our house close in 20 days. We were going through wells fargo which was 3 months and still no close date. So i called optimun first and talked to Alex he promised me a fast turn around and he delivered! Not only that, there were no lender/ broker fees. Plus all the other fees were cheaper. We made the right decision going with optimum first mtg.


07/14/2014 - greekgeek et
Closed refinance loan. Costa Mesa, CA

We were initially referred to Alex at Optimum First Mortgage through my parents. Alex went above and beyond for our family to help us refinance our home mortgage. We did our due diligence by comparing offers from other lenders, but Alex was willing to help us pay as little out of pocket as possible, while keeping with the lower interest rate. He was prompt with returning our calls/emails. He always explained things thoroughly, understandingly, and with patience. When we had a medical crisis that placed me in a non-local hospital long-term, he was determined to help us still close in a timely manner to avoid paying additional interest. Alex worked hard to find a notary willing to commute to both myself and my spouse. It was a relief to have this go so smoothly and a weight off our shoulders considering our family crisis. Thank you Alex and the Optimum First Mortgage team!


06/23/2014 - Sairam K
Closed refinance loan. Roseville, CA

Alex Sarkeshik is highly professional and very knowledgeable in his field. He makes sure that the client understood the loan process from beginning to end. He is exceptional in guidance, integrity and availability.


01/07/2014 - carmen29477
Closed purchase loan. Wildomar, CA

Alex not only performed highly professional with skill and knowledge in his field, but he found it to be equally as important that I as his client understood the loan process from beginning to end. His guidance, integrity, and availability never wavered for a moment.


10/18/2013 - user505924
Closed purchase loan. Santa Rosa, CA

Closed in less than 30 days, competitive rates, and best of all low closing cost. I would recommend them to anyone interested in buying a home. He answered all my questions in a timely manner, and went out of his way to make the loan go through.


09/26/2013 - user94724252
Closed refinance loan.

We have been working with alex since we move to Southern California. He provide full service to his clients and we are very lucky to have found him to help us relocate here as well as refinance our home. Keep up your good work Alex. !


09/12/2013 - user611878
Closed refinance loan. Salinas, CA

Apprehension initially was my feeling to obtaining a loan with a lender with whom I’d strictly corresponded by phone or email. After a couple of discussions with Alex explaining the process my apprehensions were set at ease. Alex surpassed my expectations. He had constant communication with me throughout the entire process. He was efficient and delivered on all he had promised.


05/14/2013 - user3301606
Closed refinance loan. Elk Grove, CA

I can't ask for a better loan officer. Alex is a very thoughtful person, very responsible, making sure every transaction is carried through. He's responsive, attending to each and every one of your requests. What I like most about Alex is his honesty, explaining, itemizing all the single details on the HUD/settlement statement, making sure I know what I'm in for. He's making sure I'm credited for what the loan/lender has promised. In fact, he's even generous enough to give me part of his supposedly credited earnings to cover for my appraisal fees and other closing costs. Long story short, Alex, I truly thank you for all your help, your honesty, and most importantly your promptness. Needless to say that I highly recommend Alex Shik to all the persons that I know. Once again, I sincerely appreciate all that you did for our last 2 loans. Thank you. -- Richard Le