Licensing Information

State License
AZ Arizona Mortgage Banker license #0950987
CA California - DFPI Financing Law License #60DBO-85185
CA California - DRE Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement #01525044
CO Colorado Mortgage Company Registration - Regulated by the Colorado Division of Real Estate
FL Florida Mortgage Lender License #MLD1600
GA Georgia Mortgage Lender License/Registration #70565
ID Idaho Mortgage Broker/Lender License #MBL-9521
IL Illinois Residential Mortgage License #MB.6761390 (Regulated by the Illinois Department of Financial and Professional Regulation, Division of Banking, 320 W. Washington Street, Springfield, IL 62786; 217-782-3000)
MI Michigan 1st Mortgage Broker/Lender License #FL0022812
MI Michigan 2nd Mortgage Broker/Lender Registrant #SR0022811
NC North Carolina Mortgage Lender License #L-188808
OH Ohio Residential Mortgage Lending Act Certificate of Registration #RM.804405.000
OK Oklahoma Mortgage Lending License ML015077
OR Oregon Mortgage Lending License #240415
PA Pennsylvania Mortgage Lender License #74580
SC South Carolina-DCA Mortgage Broker License
TN Tennessee Mortgage License
TX Texas - SML Mortgage Company License - NMLS 240415 Optimum First Inc., 8900 Warner Ave. FV CA 92708
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
VA Virginia Broker License #MC-6741
VA Virginia Lender License #MC-6741
WA Washington Consumer Loan Company License #CL-240415