Loan Experts • Lowest Rates • No Surprises 

Our loan officers are the best in the business with years of experience and the know-how to get your loan funded fast. Most of our loans fund within 20 days and come with our exclusive Lifetime Rate Protection Guarantee.

Customer service is our top priority as we go out of our way to ensure our customers have the smoothest transaction possible. We know that each customer has specific needs, so we strive to meet those needs with a wide array of investment tools, mortgage products and individual attention.

Our loan pricing is second to none as we shop other lenders in efforts to secure the absolute best deal for our customers. We can lock your rate the same day and we have a float down option available.

Through our website you can submit a secure online loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

OPTIMUM FIRST INC. DBA OPTIMUM FIRST MORTGAGE 

        CALIFORNIA DRE LICENSE# 01525044 & DBO LICENSE# 60DBO85185 | COLORADO REGISTERED LENDER 
FLORIDA LENDERS LICENSE# MLD1600 | IDAHO LENDERS LICENSE# MBL-9521 | ILLINOIS LENDERS LICENSE# MB.6761390
TEXAS SML LICENSED LENDER | VIRGINIA LENDERS LICENSE# MC-6741 | WASHINGTON LENDERS LICENSE# CL-240415

NMLS CONSUMER ACCESS: WWW.NMLSCONSUMERACCESS.ORG