Trying to figure out when the perfect time to refinance is? Are you waiting for rates to reach their lowest levels? Interest rates change from day to day, week to week and month to month so how will you know when rates are at their absolute lowest? The answer is simple, you don't have to! Not with Optimum First Mortgage’s exclusive Lifetime Rate Protection Guarantee.

The Optimum First Mortgage Lifetime Rate Protection Guarantee is designed so that our customers will not have to guess when is the perfect time to refinance their home is. The Optimum First Mortgage Lifetime Rate Protection Guarantee allows for a no closing cost refinance, if rates should fall, for the lifetime of the loan you complete with us! So refinance today and rest assured if rates drop you can get a lower rate at no cost.