There's no bait and switch here, just low rates, so compare us to the competition:

• The deal you will receive from us is better than what you would get from an online lender or your local bank. We shop their rates daily so you don't have to.
• We are an accredited business with the Better Business Bureau and we have an "A" rating.
• Review our customer testimonials on our trustlink. These are real customers who have refinanced with us.
• We quote rates and fees that can be locked in the same day and we quote ALL the fees. Don't you want to work with an upfront company that locks in your rate and can provide you a Good Faith Estimate and Rate Lock Confirmation? It's the proof you need to know you are getting what you were quoted.
• With Optimum First Mortgage you will never be left in the dark wondering what's going on with your loan because you will have a dedicated loan officer to answer all of your questions and you will be provided with the contact information for everyone working on your loan. Customer service and satisfaction is our top priority.
• Our process is fast, simple and easy. It can all be done over the phone and through the fax, email or a courier. We will even send a notary to your house to finalize the loan documents when they're ready. Or we invite you to come into our office and personally meet our staff. Either way we believe our honesty, integrity, knowledge and professionalism will exceed your expectations. Not to mention the great deal you are going to receive from Optimum First Mortgage.