Optimum First is #1 in Price & #1 in Customer Service

Optimum First Mortgage has funded over 10,000 loans in the last five years and solidified itself as the low price leader in the lending marketplace. Many companies have tried to duplicate our process but when it comes down to it they just can't compete with our dedication to deliver the lowest rates coupled with our insatiable appetite to deliver outstanding customer service.

How Are We Cheaper Than Everyone Else?

Our sheer volume allows us to just make less per loan than the next guy. We're not looking to make a homerun off a couple loans, we're looking to make a little bit off of a lot of loans. Optimum First Mortgage is a direct lender but we also have the unique opportunity to broker loans as well. Since we can broker loans we have access to about thirty different bank's rate sheets. We use a computer program to sift through these rate sheets on a daily basis. This ensures we're offering you the most competitive loan pricing available.

The Optimum First Promise

We promise to deliver the lowest rates in the industry.
We promise to provide you with the highest level of customer service possible.
We promise to be upfront and disclose all the terms associated with your loan.
We promise to lock-in your interest rate.

Loan Experts • Lowest Rates • No Surprises 

Get A Quick Quote